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Thanks for the advice on credit repair on this amazing site. What I would advice people would be to give up the actual mentality that they’ll buy right now and pay later. Like a society most of us tend to do this for many issues. This includes family vacations, furniture, in addition to items we really want to have. However, you’ll want to separate your wants from all the needs. While you are working to boost your credit score make some sacrifices. For example you may shop online to save money or you can visit second hand shops instead of highly-priced department stores to get clothing.